Featured post

Why I Want to Rent an Apartment in Birmingham

Published by:

After owning my own home for several years, I’ve decided that I’d like to rent an apartment for a change. I’ve been specifically looking at apartments in Birmingham AL. I’ve selected that area for several reasons. I have a lot of friends and family in the area. They enjoy living there, and they tell me it’s a great place to live. Homes are reasonably priced, and it’s also affordable to rent an apartment there. Their opinions matter to me, so I’m really interested in what they have to say. Continue reading

Causes of Water in the Basement

Published by:

If you’re finding water in your basement, the problem could lie in several different places. It can be nearly impossible for you to identify the source, but professionals can take care of this task for you. Here are four common causes of water in your basement or crawlspace and what you can do about them.

Improper Grading
If the ground around your foundation slopes towards the structure, then you will have water pouring in along the subterranean walls. Avoid this problem by looking at your grading occasionally to be sure that it’s still sloping away from the building. Ideally, water should travel several feet away from your home before it can stand still on the ground and soak in.

Gutter and Downspout Problems
Surprisingly, the water in your basement could be coming from your roof. When gutters and downspouts fail to divert water away from the structure, they allow the water to fall directly along the foundation and your cinder block walls. Fixing the problem at the roof can be the best way to save your foundation.

Cracked Walls
When the foundation walls or base are cracked, water will find an easy pathway into your home. This type of repair requires special tools and skills, but it should still be done as quickly as possible. If you routinely find water in your basement, then look for other telltale warning signs of cracked walls or damaged foundations, including:
• Visible cracks in the walls or floor
• Sloping floors
• Doors that won’t close properly
• Gaps where the wall and floor meet

Sump Pump and French Drain Problems
Some problems are actually hidden below the floors, including French drain damage and failed sump pumps. If a formerly dry basement is suddenly taking on water whenever the weather turns cloudy, then your existing waterproofing may have failed. Invest in French drain repair Erie Pennsylvania so that you can move past this problem and keep your basement dry in the future.

Water can seriously damage your structure and lead to health problems as mold develops. However, there is help available. With the right diagnosis and prompt action, you can overcome the moisture problem and start making plans to finish off your basement. Whether you need corrections in the grading or help with your aging sump pump, look for a contractor who will provide you with quality work as well as a reliable warranty.

Buying a home takes more than signing your name

Published by:

Purchasing a new home is an exciting time whether it’s your first or your fifth. The thrill of opening up your front door and decorating everything is one that’s hard to match in your everyday life. First time homeowners, however, may be shocked to know how many different steps are required before the home of your dreams actually becomes yours to keep.

First, pretty much all lenders will require you to provide proof of steady employment. This means showing your loan officer one or more check stubs that prove you have been employed without fail for a certain length of time. Some lenders require you to show only proof of employment while others request stubs or proof that you have been employed at the same job for six months to one year. You must also provide your personal information and sign paperwork allowing the lender to perform a credit check. A good credit score is essential when you are working with reputable lenders, and your credit score can actually affect the interest rate you receive on your loan.

Unless one has been done very recently, you will also be asked to pay for a survey of the property you are trying to purchase. These surveys are done by title companies all around the country. A survey verifies the property lines of the home and surrounding yard that you are attempting to purchase and updates the official record of that property. These surveys can cost anywhere from $250 to $500 or more, depending on the provider. Your lender will likely have a preferred provider, and the cost will be added in with other closing expenses.

Finally, when all other paperwork and requirements have been fulfilled and you’re ready to take ownership of your home, your lender will ask you to provide proof of insurance. No good lender will sell you a home that is not protected. You must get insurance, sometimes for a year in advance, before the loan becomes final. Call around to get quotes on homeowners insurance in West Palm Beach and choose the one that is right for you.

While it may seem like a daunting task that requires a ton of paperwork to complete, buying a home is still a tremendous feeling. Your lender will help walk you through the steps along the way, so there is nothing to fear. Just call ahead before visiting to apply for a loan in order to make sure you have all required documentation with you when you arrive.

Things to Consider before Starting a Home Remodel Project

Published by:

Anyone who has gone through a home remodel project knows that planning and preparation are absolutely essential. If you do not plan well, you are basically going to be living in a disaster. When your home is torn up and there is not an end date for the completion of the project insight, your life can get completely turned upside down.

One of the very first things that you need to think about is the price of the project. You want to be realistic when calculating how much money you will need. It is always better to calculate a little bit more in order to deal with unexpected costs or emergencies that may arise. Some individuals have gone through the unfortunate experience of starting a project and then finding out that they did not have the money to complete it. This has left them with a disaster in their home, angry workers, and other problems. Don’t simply buy the least expensive tools and materials. You want to buy things that will last and be of value.

The next thing you are going to want to do is take time to find trusted and honest contractors to work with. Thankfully, there are a lot of websites online that you can consult in order to be sure that you are working with a trustworthy company or individual. For example, if you are looking for electrical contractors Jacksonville FL, you can consult many different webpages that will list the name of their company and the experiences that individuals in the area have had with them. This will give you a good idea of what you are getting into. It will give you confidence knowing that you will work with people who will be on time, do their job well, and who will be pleasant to work with.

There are some projects that will allow you to figure out the details later. For example, you do not necessarily need to decide on the knobs for the kitchen cabinets in order to begin a kitchen remodel project. However, you want to have most of the materials picked out and purchased before starting a project. The last thing you want to do is hire a contractor to install kitchen cabinets, set a start date, and then find out that none of the materials are going to arrive until a week later.

Planning and preparation will ensure that your home remodel project will go smooth and turn out well.